Zelle is a widely-used peer-to-peer payment service that allows for quick and secure transfers between bank accounts. Here’s a detailed overview of banks using Zelle, how to use it, and answers to common questions.
Table of Contents
Major Banks Use Zelle
Here is a Zelle banks list of some of the notable institutions that use Zelle:
- Bank of America
- Chase
- Wells Fargo
- Capital One
- PNC Bank
- USAA
- U.S. Bank
- Citibank
- Truist
- Fifth Third Bank
Regional Banks
- SunTrust Bank
- KeyBank
- M&T Bank
- Frost Bank
- First Tennessee Bank
- HomeStreet Bank
- MB Financial Bank
- Frederick County Bank
Credit Unions
- First Tech Federal Credit Union
- Schools First Federal Credit Union
- Star One Credit Union
Other Participating Banks
- Ally Bank
- Bank of Hawaii
- Bank of the West
- BB&T
- BECU
- Citizens Bank
- Comerica Bank
- Connect One Bank
- Dollar Bank
- First National Bank
- First Bank
- Fifth Third Bank
- TD Bank
How to use Zelle
- Enroll: Enroll through your bank’s mobile app or online banking if your banks use Zelle.
- Send Money: Select a recipient from your contacts or enter their email or mobile number.
- Confirm and Send: Input the amount and confirm the transaction.
FAQ’s
1. Is Zelle free to use?
Yes, Zelle is typically free when accessed through participating banks’ apps.
2. How secure is Zelle?
Zelle transactions are secure, but only send money to trusted recipients since transactions are irreversible.
3. What are the transfer limits?
Transfer limits vary by bank and account type; check with your bank for specific details.
4. Can I use Zelle if my bank doesn’t support it?
Yes, you can use the standalone Zelle app, but it may have lower transfer limits compared to using it through a bank’s app.
5. How quickly does the money transfer with Zelle?
Money sent via Zelle is usually available within minutes.
Zelle provides a fast, convenient, and secure way to transfer money between bank accounts. With integration across a wide network of banks use zelle and credit unions, it’s a reliable tool for everyday transactions.
